Medicare Annual Enrollment is October 15th to Dec 7th..Call us today !
Medicare Annual Enrollment is October 15th to Dec 7th..Call us today !
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Please reach us at info@vipinsuranceadvocates.com if you cannot find an answer to your question.
Original Medicare is the federal health insurance program designed specifically for seniors who are U.S. citizens or legal residents age 65+, persons younger than 65 that have been disabled for 24 months, or those with End-Stage Renal Disease.
Original Medicare consists of:
Part A* (Hospital Insurance) which covers:
Part B* (Medical Insurance) which covers:
*Monthly premiums, deductibles and co-insurance may apply
Yes, you are required to have a qualifying drug plan in place once you become eligible for Medicare. Failure to do so means that you will likely face a penalty if you are without coverage for more than 63 days in a row after turning 65.
Part D prescription drug coverage is not included in Original Medicare, which means you will need a pay a separate premium to have a plan that covers the cost of your prescription drugs.
You become eligible to enroll in Medicare when you turn 65 or have been fully disabled for two years. Some people will be automatically enrolled in Parts A & B, while others must enroll themselves. Once you become eligible, the initial enrollment period is a 7-month timeframe that includes the three months prior to your birthday, the month of your birthday, and the three months after your birthday.
Set up your free account at ssa.gov to get an estimate of your Social Security benefits and to register for your A & B benefits. Remember, you must also buy either a standalone Part D drug plan or a Medicare Advantage plan with drug coverage, otherwise you may incur a penalty.
It depends. There may be help available to you if you meet certain income requirements. You may qualify for:
Click the link below to learn more about terms commonly used in Medicare
Click the button below to download this year's Medicare & You handbook, or call 1-800-MEDICARE (1-800-633-4227) if you'd like to request a paper or braille format. Large-print, Spanish, ebook & audio version are also available at the link below. If you would prefer to receive next year's handbook electronically, go her
Your Medicare benefits_ (pdf)
DownloadYour Guide to Who Pays First_ (pdf)
DownloadUnderstanding Medicare Advantage & Medicare Drug Plan Enrollment Periods_ (pdf)
DownloadLearning what Medicare covers and how much you pay_ (pdf)
DownloadEnrolling in Medicare Part A and Part B_ (pdf)
DownloadA Quick Look at Medicare (pdf)
Download4R's for fighting Medicare fraud_ (pdf)
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We are excited to announce that we are now offering Dental and Vision coverage in all 50 states! Click below to find out more!
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